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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,693 | $111,535-37.5% | $105,223-33.8% | $137,256-49.2% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.0%-12.5pp | 80.0%-17.5pp |
| Annual return | 23.28% | 237.85%-214.6pp | 180.65%-157.4pp | 220.34%-197.1pp |
| Employer contribution / active EE | $3,267 | $3,939-17.1% | $3,689-11.4% | $4,156-21.4% |
| Participant deferral / active EE | $6,949 | $5,500+26.3% | $5,072+37.0% | $6,407+8.5% |
| Admin fee / account holder | $314 | $9,721-96.8% | $8,859-96.5% | $12,270-97.4% |