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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,776 | $183,516-61.4% | $155,534-54.5% | $145,884-51.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.67% | 61.43%-56.8pp | 64.92%-60.2pp | 551.85%-547.2pp |
| Employer contribution / active EE | $18,554 | $5,315+249.1% | $4,675+296.9% | $4,662+297.9% |
| Participant deferral / active EE | $26,884 | $6,467+315.7% | $5,630+377.5% | $6,690+301.9% |
| Admin fee / account holder | $1,419 | $19,293-92.6% | $15,900-91.1% | $13,392-89.4% |