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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,225 | $138,312-8.0% | $122,979+3.5% | $155,188-18.0% |
| Participation rate | 84.6% | 80.2%+4.4pp | 77.2%+7.4pp | 80.8%+3.8pp |
| Annual return | 8.05% | 22.06%-14.0pp | 20.12%-12.1pp | 148.84%-140.8pp |
| Employer contribution / active EE | $8,650 | $3,530+145.0% | $3,062+182.5% | $4,248+103.6% |
| Participant deferral / active EE | $13,374 | $5,592+139.1% | $5,003+167.3% | $6,531+104.8% |
| Admin fee / account holder | $677 | $15,089-95.5% | $12,864-94.7% | $14,480-95.3% |