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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,216 | $167,415-83.7% | $140,514-80.6% | $198,609-86.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 11.86% | 13.85%-2.0pp | 14.36%-2.5pp | 202.70%-190.8pp |
| Employer contribution / active EE | $11,691 | $4,088+186.0% | $3,378+246.1% | $5,055+131.3% |
| Participant deferral / active EE | $9,292 | $5,579+66.6% | $4,919+88.9% | $6,977+33.2% |
| Admin fee / account holder | $71,413 | $16,730+326.8% | $13,697+421.4% | $19,030+275.3% |