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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,178 | $201,264-82.5% | $184,185-80.9% | $145,978-75.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.95% | 29.00%-20.1pp | 28.81%-19.9pp | 550.52%-541.6pp |
| Employer contribution / active EE | $4,328 | $7,021-38.4% | $6,426-32.7% | $4,662-7.2% |
| Participant deferral / active EE | $9,735 | $9,806-0.7% | $9,132+6.6% | $6,690+45.5% |
| Admin fee / account holder | $991 | $16,376-94.0% | $13,909-92.9% | $13,400-92.6% |