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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,874 | $80,812-69.2% | $160,784-84.5% | $82,448-69.8% |
| Participation rate | 45.7% | 66.2%-20.6pp | 77.0%-31.3pp | 68.1%-22.4pp |
| Annual return | 18.38% | 100.59%-82.2pp | 1803.92%-1785.5pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,308 | $2,174-39.8% | $3,733-65.0% | $2,551-48.7% |
| Participant deferral / active EE | $2,096 | $4,335-51.7% | $6,293-66.7% | $4,139-49.4% |
| Admin fee / account holder | $1,881 | $7,695-75.6% | $9,717-80.6% | $7,234-74.0% |