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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,530 | $160,070-96.5% | $147,117-96.2% | $145,897-96.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 20.35% | 98.69%-78.3pp | 420.54%-400.2pp | 552.29%-531.9pp |
| Employer contribution / active EE | $1,554 | $5,285-70.6% | $4,932-68.5% | $4,663-66.7% |
| Participant deferral / active EE | $2,816 | $8,419-66.6% | $8,065-65.1% | $6,689-57.9% |
| Admin fee / account holder | $560 | $15,035-96.3% | $12,993-95.7% | $13,390-95.8% |