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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,057,439 | $108,922+870.8% | $100,398+953.2% | $145,978+624.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 0.72% | 58.04%-57.3pp | 49.32%-48.6pp | 550.52%-549.8pp |
| Employer contribution / active EE | $28,550 | $4,426+545.1% | $3,946+623.6% | $4,662+512.4% |
| Participant deferral / active EE | $15,250 | $8,450+80.5% | $8,084+88.6% | $6,690+128.0% |
| Admin fee / account holder | $3,759 | $9,680-61.2% | $7,893-52.4% | $13,400-72.0% |