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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,217 | $132,634-65.9% | $115,768-60.9% | $137,256-67.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 4.75% | 160.70%-155.9pp | 100.46%-95.7pp | 220.34%-215.6pp |
| Employer contribution / active EE | $3,494 | $3,360+4.0% | $2,940+18.8% | $4,156-15.9% |
| Participant deferral / active EE | $12,002 | $5,619+113.6% | $4,917+144.1% | $6,407+87.3% |
| Admin fee / account holder | $58,283 | $15,028+287.8% | $12,439+368.5% | $12,270+375.0% |