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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,953 | $138,393-37.9% | $184,256-53.4% | $80,959+6.2% |
| Participation rate | 46.7% | 83.9%-37.2pp | 86.8%-40.2pp | 67.7%-21.0pp |
| Annual return | 10.68% | 20.01%-9.3pp | 28.85%-18.2pp | 35.67%-25.0pp |
| Employer contribution / active EE | $2,175 | $4,847-55.1% | $6,427-66.2% | $2,757-21.1% |
| Participant deferral / active EE | $3,612 | $7,076-49.0% | $9,133-60.5% | $4,300-16.0% |
| Admin fee / account holder | $267 | $10,489-97.5% | $13,899-98.1% | $6,925-96.1% |