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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,915 | $75,832-63.2% | $147,617-81.1% | $59,633-53.2% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -4.18% | 0.37%-4.5pp | 61.98%-66.2pp | 2041.45%-2045.6pp |
| Employer contribution / active EE | $3,123 | $3,485-10.4% | $5,564-43.9% | $2,203+41.8% |
| Participant deferral / active EE | $3,043 | $3,131-2.8% | $4,895-37.8% | $3,192-4.7% |
| Admin fee / account holder | $6,116 | $5,986+2.2% | $11,612-47.3% | $4,297+42.3% |