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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,727 | $110,410-93.0% | $102,437-92.5% | $145,897-94.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.91% | 24.85%-14.9pp | 24.95%-15.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $4,623 | $4,217+9.6% | $3,871+19.4% | $4,663-0.8% |
| Participant deferral / active EE | $853 | $5,622-84.8% | $5,060-83.1% | $6,689-87.2% |
| Admin fee / account holder | $426 | $9,745-95.6% | $8,388-94.9% | $13,390-96.8% |