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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $33,089 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,891 | $62,166-58.4% | $81,286-68.1% | $74,429-65.2% |
| Participation rate | 74.9% | 64.1%+10.8pp | 69.5%+5.3pp | 67.2%+7.7pp |
| Annual return | 14.65% | 16.50%-1.8pp | 24.80%-10.1pp | 1368.38%-1353.7pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,463-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $2,749 | $3,223-14.7% | $3,883-29.2% | $4,348-36.8% |
| Admin fee / account holder | $121 | $1,925-93.7% | $5,764-97.9% | $1,944-93.8% |