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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,139 | $213,785-42.9% | $185,441-34.1% | $155,188-21.3% |
| Participation rate | 50.0% | 83.2%-33.2pp | 80.3%-30.3pp | 80.8%-30.8pp |
| Annual return | 17.34% | 19.97%-2.6pp | 20.16%-2.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,376 | $5,393-74.5% | $4,672-70.5% | $4,248-67.6% |
| Participant deferral / active EE | $6,469 | $6,864-5.8% | $6,152+5.2% | $6,531-1.0% |
| Admin fee / account holder | $479 | $21,134-97.7% | $17,890-97.3% | $14,480-96.7% |