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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,600 | $106,749-13.3% | $145,433-36.3% | $82,448+12.3% |
| Participation rate | 98.5% | 75.6%+22.9pp | 82.1%+16.4pp | 68.1%+30.5pp |
| Annual return | 16.90% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.7pp |
| Employer contribution / active EE | $3,845 | $3,444+11.6% | $4,554-15.6% | $2,551+50.7% |
| Participant deferral / active EE | $8,607 | $6,519+32.0% | $7,897+9.0% | $4,139+107.9% |
| Admin fee / account holder | $4,452 | $8,390-46.9% | $13,129-66.1% | $7,234-38.5% |