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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,466 | $138,895-37.7% | $40,656+112.7% | $138,895-37.7% |
| Participation rate | 83.3% | 79.9%+3.4pp | 43.0%+40.4pp | 79.9%+3.4pp |
| Annual return | 8.20% | 145.39%-137.2pp | 11.60%-3.4pp | 145.39%-137.2pp |
| Employer contribution / active EE | $1,927 | $4,194-54.1% | $964+100.0% | $4,194-54.1% |
| Participant deferral / active EE | $11,288 | $6,396+76.5% | $5,802+94.6% | $6,396+76.5% |
| Admin fee / account holder | $3,697 | $12,562-70.6% | $2,417+53.0% | $12,562-70.6% |