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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,907 | $102,385-57.1% | $147,080-70.1% | $80,935-45.8% |
| Participation rate | 70.0% | 75.9%-5.9pp | 82.2%-12.2pp | 67.7%+2.3pp |
| Annual return | 16.50% | 135.09%-118.6pp | 420.17%-403.7pp | 35.66%-19.2pp |
| Employer contribution / active EE | $3,072 | $3,717-17.4% | $4,933-37.7% | $2,757+11.4% |
| Participant deferral / active EE | $4,581 | $6,651-31.1% | $8,066-43.2% | $4,299+6.6% |
| Admin fee / account holder | $937 | $7,951-88.2% | $12,989-92.8% | $6,924-86.5% |