Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,697 | $102,385-75.9% | $147,080-83.2% | $80,935-69.5% |
| Participation rate | 28.6% | 75.9%-47.3pp | 82.2%-53.6pp | 67.7%-39.1pp |
| Annual return | 11.95% | 135.09%-123.1pp | 420.17%-408.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $968 | $3,717-74.0% | $4,933-80.4% | $2,757-64.9% |
| Participant deferral / active EE | $2,231 | $6,651-66.5% | $8,066-72.3% | $4,299-48.1% |
| Admin fee / account holder | $4,705 | $7,951-40.8% | $12,989-63.8% | $6,924-32.0% |