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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,894 | $97,765+181.2% | $103,486+165.6% | $145,884+88.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 5.05% | 25.44%-20.4pp | 23.93%-18.9pp | 551.85%-546.8pp |
| Employer contribution / active EE | $1,923 | $4,687-59.0% | $4,679-58.9% | $4,662-58.8% |
| Participant deferral / active EE | $9,859 | $6,606+49.3% | $6,628+48.8% | $6,690+47.4% |
| Admin fee / account holder | $1,693 | $12,505-86.5% | $9,354-81.9% | $13,392-87.4% |