Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,923 | $46,464-80.8% | $150,298-94.1% | $79,634-88.8% |
| Participation rate | 6.3% | 57.0%-50.7pp | 77.8%-71.5pp | 62.5%-56.2pp |
| Annual return | 13.69% | 27.89%-14.2pp | 62.79%-49.1pp | 36.46%-22.8pp |
| Employer contribution / active EE | $0 | $1,512-100.0% | $4,154-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $262 | $2,157-87.9% | $5,453-95.2% | $3,835-93.2% |
| Admin fee / account holder | $1,992 | $891+123.7% | $14,116-85.9% | $1,002+98.8% |