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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,704 | $105,284+41.2% | $150,734-1.3% | $94,015+58.2% |
| Participation rate | 56.0% | 71.7%-15.7pp | 78.4%-22.4pp | 70.8%-14.8pp |
| Annual return | 12.41% | 15.67%-3.3pp | 600.81%-588.4pp | 17.84%-5.4pp |
| Employer contribution / active EE | $4,211 | $3,599+17.0% | $4,918-14.4% | $2,790+50.9% |
| Participant deferral / active EE | $7,916 | $4,274+85.2% | $5,610+41.1% | $4,249+86.3% |
| Admin fee / account holder | $22,591 | $9,839+129.6% | $14,905+51.6% | $8,951+152.4% |