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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,642 | $55,930+63.9% | $76,089+20.4% | $80,925+13.2% |
| Participation rate | 91.9% | 62.1%+29.8pp | 69.1%+22.8pp | 67.7%+24.2pp |
| Annual return | 10.76% | 20.58%-9.8pp | 360.94%-350.2pp | 35.65%-24.9pp |
| Employer contribution / active EE | $3,738 | $1,866+100.3% | $2,690+38.9% | $2,756+35.6% |
| Participant deferral / active EE | $9,178 | $3,051+200.9% | $4,259+115.5% | $4,299+113.5% |
| Admin fee / account holder | $433 | $5,241-91.7% | $6,418-93.2% | $6,940-93.8% |