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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,634 | $88,815-66.6% | $81,882-63.8% | $145,897-79.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.82% | 1033.75%-1017.9pp | 779.47%-763.7pp | 552.29%-536.5pp |
| Employer contribution / active EE | $1,586 | $3,086-48.6% | $2,916-45.6% | $4,663-66.0% |
| Participant deferral / active EE | $5,363 | $4,647+15.4% | $4,323+24.1% | $6,689-19.8% |
| Admin fee / account holder | $2,481 | $8,434-70.6% | $7,360-66.3% | $13,390-81.5% |