Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,378 | $106,749-37.8% | $145,433-54.4% | $82,448-19.5% |
| Participation rate | 52.6% | 75.6%-23.0pp | 82.1%-29.5pp | 68.1%-15.4pp |
| Annual return | 13.80% | 27.59%-13.8pp | 66.58%-52.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,044 | $3,444-69.7% | $4,554-77.1% | $2,551-59.1% |
| Participant deferral / active EE | $2,222 | $6,519-65.9% | $7,897-71.9% | $4,139-46.3% |
| Admin fee / account holder | $9,219 | $8,390+9.9% | $13,129-29.8% | $7,234+27.4% |