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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,323 | $154,228-43.4% | $145,433-40.0% | $137,256-36.4% |
| Participation rate | 72.7% | 83.8%-11.1pp | 82.1%-9.4pp | 80.0%-7.2pp |
| Annual return | 26.22% | 74.59%-48.4pp | 66.58%-40.4pp | 220.34%-194.1pp |
| Employer contribution / active EE | $3,465 | $4,804-27.9% | $4,554-23.9% | $4,156-16.6% |
| Participant deferral / active EE | $7,736 | $8,216-5.9% | $7,897-2.0% | $6,407+20.7% |
| Admin fee / account holder | $8,022 | $14,344-44.1% | $13,129-38.9% | $12,270-34.6% |