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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,836 | $160,040-65.1% | $147,096-62.0% | $145,877-61.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 10.86% | 98.49%-87.6pp | 419.75%-408.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $5,952 | $5,289+12.5% | $4,936+20.6% | $4,663+27.7% |
| Participant deferral / active EE | $14,394 | $8,429+70.8% | $8,071+78.3% | $6,691+115.1% |
| Admin fee / account holder | $14,363 | $15,050-4.6% | $13,005+10.4% | $13,402+7.2% |