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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,134 | $68,097-41.1% | $62,929-36.2% | $137,256-70.8% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 17.97% | 1859.11%-1841.1pp | 1063.93%-1046.0pp | 220.34%-202.4pp |
| Employer contribution / active EE | $4,939 | $2,811+75.7% | $2,505+97.2% | $4,156+18.8% |
| Participant deferral / active EE | $7,485 | $4,553+64.4% | $3,888+92.5% | $6,407+16.8% |
| Admin fee / account holder | $1,725 | $6,521-73.5% | $5,065-65.9% | $12,270-85.9% |