See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC2 years Service code 13 · EIN 47-4307706 300 MONTGOMERY ST. SUITE 350 · SAN FRANCISCO, CA 94101 | Contract Administrator | $14,364 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,624 | $50,815-77.1% | $155,509-92.5% | $77,643-85.0% |
| Participation rate | 43.7% | 63.1%-19.4pp | 78.2%-34.5pp | 70.6%-26.9pp |
| Annual return | 25.24% | 34.80%-9.6pp | 64.67%-39.4pp | 31.24%-6.0pp |
| Employer contribution / active EE | $860 | $1,993-56.9% | $4,672-81.6% | $2,726-68.5% |
| Participant deferral / active EE | $1,746 | $2,822-38.1% | $5,626-69.0% | $4,647-62.4% |
| Admin fee / account holder | $39 | $437-91.0% | $15,912-99.8% | $430-90.9% |