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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,532 |
Filed as: WILTSHIRE ASSOCIATES INC Service code 16 · EIN 95-2755361 | Consulting | $1,006 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,825 | $101,653-54.9% | $147,080-68.8% | $74,459-38.5% |
| Participation rate | 38.7% | 75.6%-36.9pp | 82.2%-43.5pp | 67.2%-28.6pp |
| Annual return | 28.14% | 8754.98%-8726.8pp | 420.17%-392.0pp | 1369.70%-1341.6pp |
| Employer contribution / active EE | $2,123 | $3,813-44.3% | $4,933-57.0% | $2,626-19.1% |
| Participant deferral / active EE | $4,511 | $7,304-38.2% | $8,066-44.1% | $4,350+3.7% |
| Admin fee / account holder | $330 | $1,752-81.1% | $12,989-97.5% | $1,945-83.0% |