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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,637 | $108,897-71.9% | $100,378-69.5% | $145,877-79.0% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.3pp | 80.3%+12.6pp |
| Annual return | 16.47% | 58.17%-41.7pp | 49.41%-32.9pp | 551.28%-534.8pp |
| Employer contribution / active EE | $6,941 | $4,420+57.0% | $3,942+76.1% | $4,663+48.9% |
| Participant deferral / active EE | $3,344 | $8,455-60.5% | $8,087-58.7% | $6,691-50.0% |
| Admin fee / account holder | $2,637 | $9,690-72.8% | $7,899-66.6% | $13,402-80.3% |