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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,244 | $183,516-88.4% | $155,534-86.3% | $145,884-85.4% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 10.87% | 61.43%-50.6pp | 64.92%-54.0pp | 551.85%-541.0pp |
| Employer contribution / active EE | $624 | $5,315-88.3% | $4,675-86.7% | $4,662-86.6% |
| Participant deferral / active EE | $2,464 | $6,467-61.9% | $5,630-56.2% | $6,690-63.2% |
| Admin fee / account holder | $138 | $19,293-99.3% | $15,900-99.1% | $13,392-99.0% |