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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,028 | $124,425-74.3% | $112,040-71.4% | $137,256-76.7% |
| Participation rate | 61.1% | 79.3%-18.2pp | 76.5%-15.4pp | 80.0%-18.8pp |
| Annual return | 15.58% | 24.72%-9.1pp | 24.52%-8.9pp | 220.34%-204.8pp |
| Employer contribution / active EE | $853 | $3,411-75.0% | $2,954-71.1% | $4,156-79.5% |
| Participant deferral / active EE | $3,053 | $5,718-46.6% | $5,098-40.1% | $6,407-52.3% |
| Admin fee / account holder | $1 | $15,207-100.0% | $12,098-100.0% | $12,270-100.0% |