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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,737 | $174,379+5.9% | $152,093+21.5% | $138,895+33.0% |
| Participation rate | 37.5% | 81.6%-44.1pp | 77.8%-40.3pp | 79.9%-42.4pp |
| Annual return | 17.78% | 74.86%-57.1pp | 66.36%-48.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,511 | $4,652-67.5% | $4,175-63.8% | $4,194-64.0% |
| Participant deferral / active EE | $7,265 | $6,159+18.0% | $5,451+33.3% | $6,396+13.6% |
| Admin fee / account holder | $3,960 | $16,880-76.5% | $14,497-72.7% | $12,562-68.5% |