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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,647 | $71,057-54.1% | $93,654-65.1% | $80,874-59.6% |
| Participation rate | 89.5% | 60.4%+29.1pp | 68.7%+20.8pp | 67.6%+21.8pp |
| Annual return | 14.00% | 11.26%+2.7pp | 133.34%-119.3pp | 35.62%-21.6pp |
| Employer contribution / active EE | $2,493 | $1,564+59.4% | $2,421+3.0% | $2,756-9.5% |
| Participant deferral / active EE | $5,710 | $4,034+41.6% | $4,413+29.4% | $4,297+32.9% |
| Admin fee / account holder | $1,218 | $6,944-82.5% | $8,282-85.3% | $6,935-82.4% |