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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,466 | $102,429-64.4% | $147,096-75.2% | $80,925-54.9% |
| Participation rate | 38.7% | 75.9%-37.2pp | 82.2%-43.5pp | 67.7%-28.9pp |
| Annual return | 23.14% | 135.02%-111.9pp | 419.75%-396.6pp | 35.65%-12.5pp |
| Employer contribution / active EE | $1,677 | $3,716-54.9% | $4,936-66.0% | $2,756-39.2% |
| Participant deferral / active EE | $2,765 | $6,649-58.4% | $8,071-65.7% | $4,299-35.7% |
| Admin fee / account holder | $2,524 | $7,957-68.3% | $13,005-80.6% | $6,940-63.6% |