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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,397 | $160,070-41.7% | $147,117-36.5% | $145,897-36.0% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 14.59% | 98.69%-84.1pp | 420.54%-406.0pp | 552.29%-537.7pp |
| Employer contribution / active EE | $6,060 | $5,285+14.7% | $4,932+22.9% | $4,663+30.0% |
| Participant deferral / active EE | $5,877 | $8,419-30.2% | $8,065-27.1% | $6,689-12.1% |
| Admin fee / account holder | $219 | $15,035-98.5% | $12,993-98.3% | $13,390-98.4% |