Retirement plan

SUMMIT WEALTH & RETIREMENT PARTNERS PROFIT SHARING PLAN

Name: SUMMIT WEALTH & RETIREMENT PLANNING, INC. DBA SUMMIT WEALTH & RETIREME - SUMMIT WEALTH & RETIREMENT PARTNERS PROFIT SHARING PLAN (2025) Form 5500
Creator: SUMMIT WEALTH & RETIREMENT PLANNING, INC. DBA SUMMIT WEALTH & RETIREME
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUMMIT WEALTH & RETIREMENT PARTNERS PROFIT SHARING PLAN, SUMMIT WEALTH & RETIREMENT PLANNING, INC. DBA SUMMIT WEALTH & RETIREME

SUMMIT WEALTH & RETIREMENT PLANNING, INC. DBA SUMMIT WEALTH & RETIREMEEIN 47-2346871Plan #003PY 2025

2000 CROW CANYON PL, SUITE 410 - SAN RAMON, CA 94583925-927-1900LinkedIn1-10 employeesfinancial services

Other plans on this EIN

1 filing

#002Retirement-$1.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$214K

+26.8% from 2024

Total participants

-21.4% from 2024

Average account balance

$23,814

+97.2% from 2024

Annual return

18.47%

+7.26 pp from 2024

Benchmarks

See 29,044 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort29,044 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$214K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$42K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3123

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2A2E2F3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$28K

$2555 / participant

Other / not subdivided$28K100.0%

% of EOY assets

13.115%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,814

$209,336-88.6%

$197,124-87.9%

$137,256-82.6%

Participation rate

81.8%

87.3%-5.5pp

86.7%-4.9pp

80.0%+1.9pp

Annual return

18.47%

48.09%-29.6pp

44.34%-25.9pp

220.34%-201.9pp

Employer contribution / active EE

$3,835

$6,591-41.8%

$6,227-38.4%

$4,156-7.7%

Participant deferral / active EE

$9,614-100.0%

$9,135-100.0%

$6,407-100.0%

Admin fee / account holder

$3,123

$17,308-82.0%

$16,298-80.8%

$12,270-74.5%

SUMMIT WEALTH & RETIREMENT PARTNERS PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUMMIT WEALTH & RETIREMENT PARTNERS PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion