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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,850 | $114,013-73.8% | $103,693-71.2% | $155,188-80.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 15.80% | 49.31%-33.5pp | 47.61%-31.8pp | 148.84%-133.0pp |
| Employer contribution / active EE | $2,153 | $3,131-31.2% | $2,920-26.3% | $4,248-49.3% |
| Participant deferral / active EE | $5,792 | $4,970+16.5% | $4,579+26.5% | $6,531-11.3% |
| Admin fee / account holder | $411 | $8,407-95.1% | $7,858-94.8% | $14,480-97.2% |