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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,666 | $88,815-64.3% | $81,882-61.3% | $145,897-78.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.38% | 1033.75%-1015.4pp | 779.47%-761.1pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,786 | $3,086-42.1% | $2,916-38.8% | $4,663-61.7% |
| Participant deferral / active EE | $9,382 | $4,647+101.9% | $4,323+117.0% | $6,689+40.2% |
| Admin fee / account holder | $326 | $8,434-96.1% | $7,360-95.6% | $13,390-97.6% |