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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,443 | $183,592-56.7% | $155,574-48.9% | $145,877-45.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.88% | 61.37%-51.5pp | 64.87%-55.0pp | 551.28%-541.4pp |
| Employer contribution / active EE | $6,879 | $5,317+29.4% | $4,676+47.1% | $4,663+47.5% |
| Participant deferral / active EE | $4,991 | $6,466-22.8% | $5,629-11.3% | $6,691-25.4% |
| Admin fee / account holder | $2,992 | $19,316-84.5% | $15,914-81.2% | $13,402-77.7% |