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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,443 | $183,539-56.7% | $155,556-48.9% | $145,897-45.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.88% | 61.31%-51.4pp | 64.84%-55.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $6,879 | $5,315+29.4% | $4,675+47.1% | $4,663+47.5% |
| Participant deferral / active EE | $4,991 | $6,467-22.8% | $5,631-11.4% | $6,689-25.4% |
| Admin fee / account holder | $2,992 | $19,275-84.5% | $15,885-81.2% | $13,390-77.7% |