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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,061 | $160,070+20.6% | $147,117+31.2% | $145,897+32.3% |
| Participation rate | 68.8% | 84.0%-15.3pp | 82.2%-13.4pp | 80.3%-11.6pp |
| Annual return | 17.56% | 98.69%-81.1pp | 420.54%-403.0pp | 552.29%-534.7pp |
| Employer contribution / active EE | $3,731 | $5,285-29.4% | $4,932-24.4% | $4,663-20.0% |
| Participant deferral / active EE | $11,108 | $8,419+31.9% | $8,065+37.7% | $6,689+66.1% |
| Admin fee / account holder | $5,649 | $15,035-62.4% | $12,993-56.5% | $13,390-57.8% |