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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,061 | $159,934+20.7% | $147,005+31.3% | $145,959+32.3% |
| Participation rate | 68.8% | 84.0%-15.2pp | 82.2%-13.4pp | 80.3%-11.5pp |
| Annual return | 17.56% | 98.24%-80.7pp | 418.76%-401.2pp | 561.95%-544.4pp |
| Employer contribution / active EE | $3,731 | $5,287-29.4% | $4,934-24.4% | $4,661-20.0% |
| Participant deferral / active EE | $11,108 | $8,427+31.8% | $8,070+37.6% | $6,689+66.1% |
| Admin fee / account holder | $5,649 | $15,053-62.5% | $13,006-56.6% | $13,398-57.8% |