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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,172 | $155,555+30.6% | $146,866+38.3% | $155,188+30.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 11.29% | 115.41%-104.1pp | 102.85%-91.6pp | 148.84%-137.5pp |
| Employer contribution / active EE | $7,498 | $4,647+61.4% | $4,425+69.5% | $4,248+76.5% |
| Participant deferral / active EE | $11,527 | $8,044+43.3% | $7,759+48.6% | $6,531+76.5% |
| Admin fee / account holder | $1,725 | $14,755-88.3% | $13,620-87.3% | $14,480-88.1% |