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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,594 | $90,614-5.5% | $76,089+12.5% | $145,877-41.3% |
| Participation rate | 58.8% | 74.5%-15.7pp | 69.1%-10.3pp | 80.3%-21.5pp |
| Annual return | 14.14% | 623.80%-609.7pp | 360.94%-346.8pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,386 | $3,324-58.3% | $2,690-48.5% | $4,663-70.3% |
| Participant deferral / active EE | $2,424 | $5,168-53.1% | $4,259-43.1% | $6,691-63.8% |
| Admin fee / account holder | $942 | $8,376-88.8% | $6,418-85.3% | $13,402-93.0% |