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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,417 | $87,166+6.0% | $76,735+20.4% | $137,256-32.7% |
| Participation rate | 63.2% | 74.4%-11.2pp | 69.5%-6.3pp | 80.0%-16.8pp |
| Annual return | 19.02% | 26.50%-7.5pp | 29.77%-10.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,680 | $2,904-42.2% | $2,454-31.6% | $4,156-59.6% |
| Participant deferral / active EE | $2,576 | $4,726-45.5% | $4,088-37.0% | $6,407-59.8% |
| Admin fee / account holder | $0 | $8,403-100.0% | $7,189-100.0% | $12,270-100.0% |