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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,594 | $90,530-5.5% | $76,030+12.6% | $145,897-41.3% |
| Participation rate | 58.8% | 74.4%-15.6pp | 69.1%-10.2pp | 80.3%-21.5pp |
| Annual return | 14.14% | 625.08%-610.9pp | 361.54%-347.4pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,386 | $3,319-58.2% | $2,688-48.4% | $4,663-70.3% |
| Participant deferral / active EE | $2,424 | $5,164-53.1% | $4,257-43.1% | $6,689-63.8% |
| Admin fee / account holder | $942 | $8,383-88.8% | $6,421-85.3% | $13,390-93.0% |