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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,770 | $154,228-68.4% | $145,433-66.5% | $137,256-64.5% |
| Participation rate | 63.6% | 83.8%-20.2pp | 82.1%-18.5pp | 80.0%-16.3pp |
| Annual return | 51.38% | 74.59%-23.2pp | 66.58%-15.2pp | 220.34%-169.0pp |
| Employer contribution / active EE | $2,511 | $4,804-47.7% | $4,554-44.9% | $4,156-39.6% |
| Participant deferral / active EE | $4,875 | $8,216-40.7% | $7,897-38.3% | $6,407-23.9% |
| Admin fee / account holder | $10,316 | $14,344-28.1% | $13,129-21.4% | $12,270-15.9% |