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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,760 | $76,608-1.1% | $56,077+35.1% | $145,877-48.1% |
| Participation rate | 13.0% | 63.2%-50.2pp | 52.5%-39.5pp | 80.3%-67.3pp |
| Annual return | 11.67% | 3009.59%-2997.9pp | 1709.28%-1697.6pp | 551.28%-539.6pp |
| Employer contribution / active EE | $256 | $1,382-81.5% | $1,040-75.4% | $4,663-94.5% |
| Participant deferral / active EE | $2,693 | $2,624+2.6% | $1,954+37.8% | $6,691-59.8% |
| Admin fee / account holder | $7,810 | $3,325+134.9% | $2,825+176.5% | $13,402-41.7% |