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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,840 | $174,379-36.4% | $152,093-27.1% | $138,895-20.2% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 143.34% | 74.86%+68.5pp | 66.36%+77.0pp | 145.39%-2.1pp |
| Employer contribution / active EE | $1,648 | $4,652-64.6% | $4,175-60.5% | $4,194-60.7% |
| Participant deferral / active EE | $7,833 | $6,159+27.2% | $5,451+43.7% | $6,396+22.5% |
| Admin fee / account holder | $864 | $16,880-94.9% | $14,497-94.0% | $12,562-93.1% |