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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,098 | $160,040+1.3% | $147,096+10.2% | $145,877+11.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.47% | 98.49%-89.0pp | 419.75%-410.3pp | 551.28%-541.8pp |
| Employer contribution / active EE | $12,792 | $5,289+141.8% | $4,936+159.2% | $4,663+174.3% |
| Participant deferral / active EE | $22,518 | $8,429+167.2% | $8,071+179.0% | $6,691+236.6% |
| Admin fee / account holder | $26,664 | $15,050+77.2% | $13,005+105.0% | $13,402+99.0% |