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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,098 | $160,070+1.3% | $147,117+10.2% | $145,897+11.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.47% | 98.69%-89.2pp | 420.54%-411.1pp | 552.29%-542.8pp |
| Employer contribution / active EE | $12,792 | $5,285+142.1% | $4,932+159.3% | $4,663+174.4% |
| Participant deferral / active EE | $22,518 | $8,419+167.5% | $8,065+179.2% | $6,689+236.6% |
| Admin fee / account holder | $26,664 | $15,035+77.3% | $12,993+105.2% | $13,390+99.1% |