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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,744 | $178,174-79.4% | $156,181-76.5% | $137,256-73.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 4.73% | 84.19%-79.5pp | 64.87%-60.1pp | 220.34%-215.6pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $10,033 | $6,888+45.7% | $6,132+63.6% | $6,407+56.6% |
| Admin fee / account holder | $796 | $17,404-95.4% | $14,586-94.5% | $12,270-93.5% |