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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,929 | $159,934+237.6% | $147,005+267.3% | $145,959+269.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 98.24%-82.6pp | 418.76%-403.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $10,267 | $5,287+94.2% | $4,934+108.1% | $4,661+120.3% |
| Participant deferral / active EE | $18,056 | $8,427+114.3% | $8,070+123.7% | $6,689+170.0% |
| Admin fee / account holder | $6,101 | $15,053-59.5% | $13,006-53.1% | $13,398-54.5% |