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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,036 | $154,228-53.9% | $145,433-51.2% | $137,256-48.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.67% | 74.59%-60.9pp | 66.58%-52.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $4,866 | $4,804+1.3% | $4,554+6.8% | $4,156+17.1% |
| Participant deferral / active EE | $8,887 | $8,216+8.2% | $7,897+12.5% | $6,407+38.7% |
| Admin fee / account holder | $3,392 | $14,344-76.4% | $13,129-74.2% | $12,270-72.4% |