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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,050 | $160,070-70.6% | $147,117-68.0% | $145,897-67.8% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 21.92% | 98.69%-76.8pp | 420.54%-398.6pp | 552.29%-530.4pp |
| Employer contribution / active EE | $3,910 | $5,285-26.0% | $4,932-20.7% | $4,663-16.1% |
| Participant deferral / active EE | $7,339 | $8,419-12.8% | $8,065-9.0% | $6,689+9.7% |
| Admin fee / account holder | $2,212 | $15,035-85.3% | $12,993-83.0% | $13,390-83.5% |