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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,026 | $178,174-90.4% | $156,181-89.1% | $137,256-87.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 13.54% | 84.19%-70.7pp | 64.87%-51.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,537 | $4,972-28.9% | $4,294-17.6% | $4,156-14.9% |
| Participant deferral / active EE | $10,061 | $6,888+46.1% | $6,132+64.1% | $6,407+57.0% |
| Admin fee / account holder | $19,078 | $17,404+9.6% | $14,586+30.8% | $12,270+55.5% |